|Catholic Social Services - Consumer Credit Counseling Services||Provides budgeting, credit and housing counseling, in addition to debt management and credit education programs throughout the Delaware Valley.||Philadelphia||Catholic Social Services, Northeast Philadelphia - Philadelphia; Northeast Philadelphia||Catholic Social Services - Southeast Pennsylvania |
|Consumer Bankruptcy Assistance Project - Debt Counseling Program||Provides debt counseling and Chapter 7 bankruptcy representation for Philadelphians who meet income eligibility guidelines.||Philadelphia||Consumer Bankruptcy Assistance Project - Philadelphia; Center City||Consumer Bankruptcy Assistance Project|
|Credit Counseling Center- Doylestown Office - Financial Literacy and Counseling||Provides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planning||Bucks||Credit Counseling Center - Doylestown||Credit Counseling Center |
|Credit Counseling Center- Levittown Office - Financial Literacy and Counseling||Provides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planning||Bucks||Credit Counseling Center - Levittown||Credit Counseling Center |
|Credit Counseling Center- Richboro Office - Financial Literacy and Counseling||Provides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planning||Bucks||Credit Counseling Center - Richboro||Credit Counseling Center |
|Debt Management Program - Advantage Credit Counseling Services NEPA||Certified counselors contact creditors on the consumer's behalf and initiate an orderly repayment plan that allows the payment of outstanding debt back over a longer period of time, and in most cases, at a lower interest rate. Payments to creditors are consolidated into one monthly payment that is sent to CCCS for dispursal each month. Clients still continue to receive statements from creditors so that they will be able to see progress and a decrease in past due amounts.||Luzerne||Advantage Credit Counseling Services NEPA||Advantage Credit Counseling Services of NEPA|
|Debtors Anonymous of New Jersey & Eastern PA||Debtors Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from compulsive debting.
The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for D.A. membership; we are self-supporting through our own contributions.
DA is not allied with any sect, denomination, politics, organization or institution; does not wish to engage in any controversy; neither endorses nor opposes any causes. Our primary purpose is to stop debting one day at a time and to help other compulsive debtors to stop incurring unsecured debt.||PO Box 920888, Needham MA (Debtors Anonymous of New Jersey & Eastern PA)||Debtors Anonymous National Office |
|Fifth Third Bank eBus - Credit Counseling and Financial Education||Mobile classroom providing credit counseling, financial education, and homeownership and foreclosure prevention services directly to the community in an informal and relaxed atmosphere. Once onboard, visitors also will be able to request a free credit report, receive money management and budgeting information, open a checking or savings account or apply for a credit card, and talk with representatives about financial education.
||Allegheny||Fifth Third Bank Community Affairs||Fifth Third Bank - Community Affairs|
|Intercommunity Action - Housing Counseling Services at Journey's Way||Services available include:
- Finding suitable and affordable housing;
- Accessing utility benefits and programs;
- Managing money and budgeting;
- Solving deed and title issues;
- Helping with mortgage default and delinquency counseling;
- Anti-predatory loan counseling and predatory loan relief;
- Filing tax and rent rebates;
- City taxes and other city liens||Philadelphia||Journey's Way: Resources & Programs for People 55+||Intercommunity Action|
|United States Coast Guard - Coast Guard Mutual Assistance: Debt Management and Financial Counseling Program||Coast Guard Mutual Assistance (CGMA) provides essential financial aid to the entire Coast Guard family, chiefly through financial counseling, short-term interest-free loans, financial grants, referrals, and other related means.
Debt Management assistance is intended to help our clients become good financial managers of their income. To become good financial managers, they must first be able to meet their financial obligations. Sacrifice and austerity on the part of the client is essential.
Debt Management assistance does not aim to return an insolvent person to an absolutely normal way of life. Debt Management does assist by helping to create the minimum essential financial condition to allow the person to live frugally while paying off obligations in a responsible manner.
Debt Management assistance generates sufficient cash flow to permit a livable budget, repayment of debt, and the provision for modest savings to meet future needs. Total debt consolidation loans are not authorized.
Examples of Authorized Debt Management and Financial Counseling Assistance:|
- Professional, confidential, financial planning and counseling. Available to all CGMA clients. Applying for a loan or grant from CGMA is not required to receive counseling,
- Assistance when faced with exceptional financial circumstances and unable to receive financial assistance from commercial institutions.
|United States Coast Guard||United States Department of Homeland Security|