Credit Counseling

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    Programs that provide assistance for people who want to improve their understanding of the consumer credit lending and collections systems, and maximize their skill in using credit. Services may include help in completing credit application forms, understanding how credit information is analyzed, choosing the best credit cards and/or interest rates available, determining how many credit cards can be managed, protecting one's credit information, communicating with creditors, improving poor credit reports and associated credit scores, eliminating credit card debt and dealing with other credit card issues.

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    There are 51 matching records.
    Service NameDescriptionLocationProgramAgency
    Advantage Credit Counseling Service - AltoonaProvides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops.BlairConsumer Credit Counseling Service of Western PAAdvantage Credit Counseling Service
    Advantage Credit Counseling Service - GreensburgProvides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. Money management classes available at Pittsburgh office.WestmorelandConsumer Credit Counseling Service of Western PAAdvantage Credit Counseling Service
    Advantage Credit Counseling Service - LawrenceProvides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. LawrenceConsumer Credit Counseling Service of Western PAAdvantage Credit Counseling Service
    Advantage Credit Counseling Service - PittsburghProvides the following counseling services: budget, credit, bankruptcy, first time homebuyer, reverse mortgage and mortgage delinquency prevention. Debt Management Program available to assist clients in repayment of unsecured debt. Speakers available for group financial literacy workshops. Money management classes available at Pittsburgh office. Most counseling services are available in person, by telephone and via the internet. AlleghenyConsumer Credit Counseling Service of Western PAAdvantage Credit Counseling Service
    Affordable Housing Centers of Pennsylvania - Credit and Money Management - FrancisvilleAHCOPA’s credit counseling services are incorporated into our other housing counseling programs. You will pay only for the costs to obtain your tri-merge credit report with all three scores.PhiladelphiaAffordable Housing Centers of Pennsylvania - FrancisvilleAffordable Housing Centers of Pennsylvania
    Alliance for Consumer ProtectionProvides consumer information and education; it mediates and negotiates complaints; helps resolve credit report problems; does consumer credit counseling and establishes family budgets. It attempts to protect the public from misrepresentation and scams.BeaverAlliance for Consumer ProtectionAlliance for Consumer Protection
    American Credit Counseling Institute - Home Owner's Emergency Assistance ProgramProvides services regarding credit and budget counseling, debt management counseling, pre-closing, new home buyer counseling, or pre-foreclosure counseling. Partners with and approved by Pennsylvania Housing and Finance Agency (PHFA) to offer the Home Owner's Emergency Assistance Program (HEMPA).MonroeAmerican Credit Counseling InstituteAmerican Credit Counseling Institute
    BASE - Budget/Credit CounselingProvides budget and credit counseling LancasterBASE, Inc.BASE, Inc
    BCAP - Budgeting and Counseling ServicesBuying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget Center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary. Their budget counseling services are offered to anyone who needs help regardless of the circumstances. The Budget Center staff also provides budgeting workshops to local agencies and groups. The amount of time spent with each family or individual varies depending on the needs of the homebuyer, and sometimes on the requirements set forth by the mortgage lender. To assure compliance with the mandatory pre-purchase sessions relating to first time homeownership the following sessions are provided: 1. Financial Review/Budget Planning: Examine current household expenses and revenue, and analyze the households ability to absorb additional costs associated with homeownership. 2. Home and Preventative Maintenance: Learn how to maintain a home’s mechanical systems to avoid costly repairs. 3. Conditions of Approval/Settlement Procedures: Explanation of all aspects of settlement, including all costs involved and the steps taken on the day of settlement. 4. Predatory Lending: Learn what to watch out for when you're shopping for a home loan, signs of unfair, deceptive, or fraudulent practices.BerksBerks Community Action ProgramBerks Community Action Program, Inc.
    Catholic Social Services - Consumer Credit Counseling ServicesProvides budgeting, credit and housing counseling, in addition to debt management and credit education programs throughout the Delaware Valley.PhiladelphiaCatholic Social Services, Northeast Philadelphia - Philadelphia; Northeast PhiladelphiaCatholic Social Services - Southeast Pennsylvania
    Center for Family Services - Main Office - Credit CounselingProvides a credit report, teach how to read and understand the report, checks for any mistakes or duplications on the report and assists in writing letters to correct any findings.CrawfordCenter for Family Services - Main OfficeCenter for Family Services
    Clarifi - Financial CounselingHelps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.PhiladelphiaClarifi - Philadelphia; Center CityClarifi
    Clarifi - Financial Counseling - JenkintownHelps local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.MontgomeryJenkintown OfficeClarifi
    Clarifi - Financial Counseling - LevittownClarifi's financial counseling services help local people and families to get their financial lives on track. Our staff of certified credit and housing counselors provides a confidential picture of each client's current financial situation, and talks the client through specific action steps to improve, or maintain, financial health. Our counseling programs help local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.BucksLevittown OfficeClarifi
    Clarifi - Financial Counseling - MediaProvides credit and housing counseling.DelawareMedia OfficeClarifi
    Clarifi - Financial Counseling - West ChesterClarifi's financial counseling services help local people and families to get their financial lives on track. Our staff of certified credit and housing counselors provides a confidential picture of each client's current financial situation, and talks the client through specific action steps to improve, or maintain, financial health. Our counseling programs help local families overcome debt, improve credit, budget wisely and build assets for the future, as well as helping them maintain stable housing.ChesterWest Chester OfficeClarifi
    Consumer Credit Counseling Service/Advantage CreditIndividual counseling in money management and credit. Provides credit expert to help client improve credit score and better understand credit report. (There is a charge for this).DauphinConsumer Credit Counseling Service, Dauphin CountyAdvantage Credit Counseling Service
    Consumer Credit Counseling Service, York CountyMission: As A Non-Profit Organization, The Agency Provides Meaningful Professional And Confidential Consumer Education And Budget/Credit Counseling And Develops Effective Debt Reduction Programs For All Segments Of The Community. The Agency Educates Consumers About Wise Money Management And The Responsible Use Of Credit.YorkConsumer Credit Counseling Service, York CountyAdvantage Credit Counseling Service
    Credit Counseling - Advantage Credit Counseling Services NEPACertified credit counselors review household income, expenses, spending habits, and financial goals. Teach households to live within means, manage, and save for your future. Credit Counseling is free financial education, budgeting assistance, and credit/debt counseling.LuzerneAdvantage Credit Counseling Services NEPAAdvantage Credit Counseling Services of NEPA
    Credit Counseling Center- Doylestown Office - Financial Literacy and CounselingProvides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planningBucksCredit Counseling Center - DoylestownCredit Counseling Center
    Credit Counseling Center- Levittown Office - Financial Literacy and CounselingProvides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planningBucksCredit Counseling Center - LevittownCredit Counseling Center
    Credit Counseling Center- Richboro Office - Financial Literacy and CounselingProvides financial literacy and financial counseling services to assist people with budgeting, bankruptcy, establishing credit, foreclosure prevention and mortgage planningBucksCredit Counseling Center - RichboroCredit Counseling Center
    Credit Report Review - Advantage Credit Counseling Services of NEPAIncludes an evaluation of your current credit report, including score, budget counseling, and advice on disputing or correcting any errors on your credit report.LuzerneAdvantage Credit Counseling Services NEPAAdvantage Credit Counseling Services of NEPA
    Debtors Anonymous of New Jersey & Eastern PADebtors Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from compulsive debting. The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for D.A. membership; we are self-supporting through our own contributions. DA is not allied with any sect, denomination, politics, organization or institution; does not wish to engage in any controversy; neither endorses nor opposes any causes. Our primary purpose is to stop debting one day at a time and to help other compulsive debtors to stop incurring unsecured debt.PO Box 920888, Needham MA (Debtors Anonymous of New Jersey & Eastern PA)Debtors Anonymous National Office
    Empowerment Programs- Money management, budgeting classes: dealing with debt and bad credit, tips on spending & saving. - Help with applications for state & federal benefits also available. - Adult Literacy Programs: 11 free financial literacy classes offered. GED Classes offered. - Community computers & employment center available. Mobile classes available.DauphinNorthern Dauphin Human Services CenterNorthern Dauphin Human Services Center
    Fifth Third Bank eBus - Credit Counseling and Financial EducationMobile classroom providing credit counseling, financial education, and homeownership and foreclosure prevention services directly to the community in an informal and relaxed atmosphere. Once onboard, visitors also will be able to request a free credit report, receive money management and budgeting information, open a checking or savings account or apply for a credit card, and talk with representatives about financial education. AlleghenyFifth Third Bank Community AffairsFifth Third Bank - Community Affairs
    Financial Empowerment Centers - Financial CounselingFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaFinancial Empowerment Centers - Philadelphia; Center CityFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - ACHIEVEabilityFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaACHIEVEabilityFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Catholic Social ServicesFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaCatholic Social ServicesFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Community Legal ServicesFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaCommunity Legal ServicesFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Community Legal Services - Center CityFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaCommunity Legal Services - Center CityFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Congreso HeadquartersFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaCongreso HeadquartersFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Germantown Life Enrichment CenterFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaGermantown Life Enrichment CenterFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - People's Emergency CenterFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaPeople's Emergency Center in the Families First BuildingFinancial Empowerment Centers
    Financial Empowerment Centers - Financial Counseling - Womens Opportunities Resource CenterFinancial Counseling Includes: - Creating a sensible budget - Securing an affordable bank account - Linkage to income generating resources - Credit Report review - Credit Repair information - Debt Management information - Savings and Investment information (emergency funds, cars, homes, retirement and loan shopping) - Education FinancingPhiladelphiaWomens Opportunities Resource CenterFinancial Empowerment Centers
    Friend, Inc. Community Services - Money ManagementThis program matches interested clients to a volunteer who can help them establish a budget, and help them organize their financial life. BerksFriend Inc. Community ServicesFriend Inc. Community Services
    Housing and Redevelopment Authority County of Butler - Family Self SufficiencyAssists families to achieve short and long term goals toward a lifetime of economic success and family self sufficiency. Financial counseling is offered.ButlerFamily Self SufficiencyHousing and Redevelopment Authority County of Butler
    Housing Partnership of Chester County - Credit CounselingProvides counseling service to individuals to remedy and prevent future credit problems, develop a household budget and set a time frame in which the results would be achieved.ChesterHousing Partnership of Chester CountyHousing Partnership of Chester County
    Intercommunity Action - Housing Counseling Services at Journey's WayServices available include: - Finding suitable and affordable housing; - Accessing utility benefits and programs; - Managing money and budgeting; - Solving deed and title issues; - Helping with mortgage default and delinquency counseling; - Anti-predatory loan counseling and predatory loan relief; - Filing tax and rent rebates; - City taxes and other city liensPhiladelphiaJourney's Way: Resources & Programs for People 55+Intercommunity Action
    Money Management International - Philadelphia BranchServices include budget and debt counseling, debt management, foreclosure prevention, reverse mortgage counseling, bankruptcy counseling and financial education workshops. Housing counseling services are available 24 hours / 7 days a week by telephone and Internet or at local offices during business hours. PhiladelphiaMoney Management International - Philadelphia BranchMoney Management International
    Montgomery County Community Action Development Commission (CADCOM) - Budget and Credit CounselingProvides workshops and one-on-one counseling sessions to help clients understand money management, budgeting and credit issues.MontgomeryMontgomery County Community Action Development Commission (CADCOM) - Montogomery; NorristownMontgomery County Community Action Development Commission (CADCOM)
    NeighborWorks - Allegheny CountyProvides free housing counseling services, homebuyer education and financial literacy courses. Foreclosure prevention services help homeowners whose mortgage delinquency is due to involuntary unemployment, adjustable rate resets, income disruption, family/medical emergency, or predatory lending. Provides free credit scores, budgeting advice, and pre-purchase counseling for FHA loans. Satellite Locations:
    • Eastside Neighborhood Employment Center - Garfield,
    • Hosanna House - Wilkinsburg,
    • Human Services Inc. - Turtle Creek,
    • The Kingley Association - Larimer,
    • North Hills Community Outreach,
    • North Side Leadership Conference,
    • NWWPA Homeownership Center - Main Office in Uptown/Downtown Pittsburgh,
    • Lawrence County Community Action Partnership - New Castle,
    • South Hills Interfaith Ministries,
    • Operation Better Block,
    • Veterans's Administration - Delafield Road,
    • Hazelwood.
    AlleghenyNeighborWorks - Western PANeighborWorks Western PA
    NeighborWorks - Lawrence CountyProvides free housing counseling services, home-buyer education and financial literacy courses. Foreclosure prevention services help homeowners whose mortgage delinquency is due to involuntary unemployment, adjustable rate resets, income disruption, family/medical emergency, or predatory lending. Provides free credit scores, budgeting advice, and pre-purchase counseling for FHA loans. Call or email for Satellite Locations nearest you. AlleghenyNeighborWorks - Western PANeighborWorks Western PA
    Operation Hope - Banking on Our Future - Financial EducationProgram provides four (4) one-hour workshops on financial education for youth ages 8-18 on the following topics: (1) Basics of Banking and Money (2) Budgeting (3) Bank Accounts (4) Credit The programs are taught by trained volunteers from the financial or education sector and taught at your school or agency.PhiladelphiaOperation Hope - Philadelphia - Philadelphia; Northeast PhiladelphiaOperation Hope - Philadelphia
    PathWays PA - Financial Path$PathWays PA provides group financial literacy education, individual financial counseling, and individual credit counseling to help low-income individuals and families to build savings and meet their financial goals.DelawareAdult Education ProgramPathWays PA
    PathWays PA - Financial Path$ - PhiladelphiaPathWays PA provides financial education and counseling at the Achieving Reunification Center (ARC), to help parents who have lost custody of their children reunite their families, by helping them gain the financial strategies required to care for their children. Also provides: - financial education workshops - individual counseling sessions - strategies that improve credit Clients need to be referred through the ARC.PhiladelphiaAchieving Reunification Center (ARC) - PhiladelphiaPathWays PA
    Saint Martin Center - Main Office - Credit and Budget CounselingProvides credit and budget counseling for those interested in homeownership or improving their financial state.ErieSaint Martin Center - Main OfficeSaint Martin Center
    Schuylkill Community Action - Budgeting and CounselingBuying a home, purchasing a good car, starting a business and many other long-term life goals often require a close look at credit history. Budget center counselors can help families and individuals budget to save for those big goals, and help repair credit and repay debts as necessary.SchuylkillSchuylkill Community Action ProgramSchuylkill Community Action Program
    Shenango Valley Urban League - Housing Assistance - Credit CounselingProvides credit counseling assistance.MercerShenango Valley Urban League - Housing AssistanceShenango Valley Urban League
    SpiriTrust Lutheran® Financial Education & CoachingThe Financial Education & Coaching team facilitates workshops and provides personalized financial coaching so individuals and couples can make financial decisions that will lead to healthier financial futures. Our goal is to help those who want to improve their financial well-being by teaching them how to make a budget and adopt sound financial practices that will provide the pathway to financial stability for them and their loved ones. There are no fees for individualized financial coaching services and most of the program’s workshops are offered at no cost. YorkCommunity Outreach Services, Lutheran Social ServicesSpiriTrust Lutheran
    Tabor Community Services - Barshinger Financial Empowerment Center - Financial CounselingProfessionally trained an certified financial counselors provide one-on-one coaching tailored to individual's needs. - Review financial health - Develop a spending and savings plan to achieve goals (budget) - Evaluate and explain credit reports - Create a plan for paying off debts - Decide if a debt management plan is right for the individual - Keep on track through regular follow-up visits as needed Member of the National Foundation for Credit Counseling (NFCC)LancasterTabor Community Services - Ann B Barshinger Financial Empowerment CenterTabor Community Services, Inc.

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