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PA 2-1-1 North East
Description of Service
The International Trade Program’s objective is to make businesses aware of the benefits of international trade and consequently more competitive in securing increased revenues.
-Direct assistance to help businesses become more
competitive in the global marketplace
-Help to businesses to become more aware of international
-Assistance to businesses new to global markets
-Assistance to more seasoned businesses
Carbon, Luzerne, Lackawanna, Monroe, Pike, Schuylkill and Wayne
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Collateral and personal guarantees are required, as appropriate, for the particular loan request, NEPA collateral for each loan is reviewed on a case by case basis, NEPA Loans may be subordinate to commercial lenders, hazard insurance must equal the value of the assets pledged, life insurance assignments are generally required on owners or key management personnel, the borrower must pay all legal fees and any other closing costs, with the exception of the Microloan and Agriculture programs, one job must be created or retained three years from the closing date for every $25,000 in loan proceeds.
Generally, NEPA can fund manufacturers, industrial operations, research and development, computer related, hospitality-related (restaurants, hotels/motels, lodging facilities) destination sites including but not limited to historic heritage, cultural, sporting, amusement, nature, outdoor recreational for retail venue, daycare facilities, recyclers, construction enterprises, agricultural related enterprise, including production, agriculture, agribusiness, sale of farm commodities at wholesale , farmers’ market, energy related activities impacting production agriculture or agribusiness. Other business sectors, such as service or retail are also eligible for several NEPA loan programs. All businesses must be from Carbon, Luzerne, Lackawanna, Monroe, Pike, Schuylkill or Wayne county.