Family Self-Sufficiency and Home Ownership Program

Franklin County Housing Authority (FCHA)


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General Information
Description of ServiceFamily Self-Sufficiency (FSS) is a voluntary HUD program that encourages and assists families to become self-sufficient. The FSS Program is open to all residents in Public Housing or those who hold a Housing Choice Voucher/Section 8 Voucher. Participants in the program are assigned a case manager to help them set and reach goals related to becoming self-sufficient such as receiving more education, job training, help with childcare, a career and home ownership. FSS offers a financial incentive to families through an escrow account, which is based on an increase in a families earned income. An example of an increase in earned income would be when a family member has a pay raise, obtains employment or has an increase in his or her working hours that results in an increase in the portion of rent that the family pays each month. For example, if a family member begins working 40 hours per week, and the families rent increases $25.00 dollars per month, that $25.00 dollars goes into an escrow account that the Housing Authority establishes for the family. This account becomes available to the family when the family successfully completes their FSS Contract of Participation which is typically in a 5 year time period.

Another program is the Home Ownership Program and only open to those who receive a Housing Choice Voucher (HCV)/Section 8 Voucher (S8V). A participant can choose to use his or her voucher to assist with the purchase and payment of a home. Eligible Section 8 Voucher holders may now use their vouchers to assist in the purchase of their own home through the Section 8 Homeownership Program. The voucher assistance provides a partial payment toward the mortgage every month for up to 15 years. Participants are assisted with budgeting and credit repair as needed, provided with homeownership education, and given support every step of the way as they purchase their home.
Urgent Services ProvidedNone
LocationFranklin
Geographical AreaFranklin
Facility/ADA AccessWheelchair accessible
Intake ProcedureIndividuals need to contact the FSS Coordinator and complete a pre-enrollment application for acceptance in to the program. For the Home Ownership Program: 1) Have a Section 8 Voucher. 2) Be consistently employed for one year before homeownership assistance starts. (Elderly people and people with disabilities are exempt from this requirement.) 3) Must earn at least $14,400 per year; with exceptions as noted above. 4) Must be a first time homebuyer. (Not have owned a home in the past 3 years.) 5) Be willing to utilize the voucher to purchase a home within Franklin County. Have credit good enough to qualify for a mortgage loan.

For the Home Ownership Program:
Have a Section 8 Voucher.
Be consistently employed for one year before homeownership assistance starts. (Elderly people and people with disabilities are exempt from this requirement.)
Must earn at least $14,400 per year; with exceptions as noted above.
Must be a first time homebuyer. (Not have owned a home in the past 3 years.)
Be willing to utilize the voucher to purchase a home within Franklin County.
Have credit good enough to qualify for a mortgage loan.
Be a current or former FSS participant
 
Client Information
Target PopulationLow-Income
Intended ParticipantsAnyone who currently holds a Section 8 voucher through FCHA is eligible to apply, regardless of educational level, work experience, or current employment status.
Age GroupAdults
GenderEither
Languages SpokenEnglish, Spanish
Driver's LicenseNot Required
EligibilityAnyone who currently holds a Section 8 voucher through FCHA is eligible to apply, regardless of educational level, work experience, or current employment status.
Grievance ProcessFCHA has an official grievance and appeals process. One must submit their grievance/appeal within 14 days of receiving the decision they wish to appeal. Next, an informal hearing with a hearing officer who is not involved directly in the situation will be held. The hearing officers may request additional information before making their final decision.
 
Fees or Charges
Types of FeesServices are provided at no cost.
Capacity LimitationsNo limits for Housing Choice Voucher/Section 8 Voucher Home Ownership Program. FSS- capacity limits fluctuate year to year.
Number of OpeningsVaries
Wait ListOccasionally for FSS program. No wait list for Home Ownership Program.
 
Availability
Hours of Operation Tuesday and Thursday, 9:00 AM - 4:30 PM
Contact Information
 
Contact's Name Doug Reaser
Contact's Position FSS Coordinator
Contact's Phone 717-263-4200 Ext 114
Contact's Email dreaser@fcha.net
Physical Site Address 1 436 West Washington Street
Physical Site City, State, Zip Chambersburg, PA 17201
Mailing Address 1 436 West Washington Street
Mailing City, State, Zip Chambersburg, PA 17201
Main Phone 717-263-4200 Ext 114
Other Phone 717-762-7117
Fax 717-263-1329
Service Location Email aross@fcha.net
Web Address www.fcha.net
 
 
Affiliated Agency, Programs, and Services
Affiliated Agency: Franklin County Housing Authority (FCHA)
Affiliated Program: Franklin County Housing Authority (FCHA)
This Service: Family Self-Sufficiency and Home Ownership Program
 
Taxonomy Postings
Posted to Categories: Family Permanent Supportive Housing (BH-8400.2000)
Homebuyer/Home Purchase Counseling (BH-3700.3000)