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Description of Program
Army Emergency Relief (AER) is a non-profit, charitable organization independent of, but closely associated with the United States Army.
The mission of the AER is to help US Army soldiers and their dependents, by providing emergency aid, in the form of either a direct grant (a cash gift, not to be repaid) or an interest-free loan, and by giving college scholarships to children of soldiers. Under Army regulations, officers must recommend whether their soldiers deserve aid.
Loans up to $1000 do not require command recommendation, and there is no limit to the amount of funds Army Emergency Relief may authorize. Officers are responsible for ensuring that their soldiers repay AER loans.
Army Emergency Relief maintains two scholarship programs – the Spouse Education Assistance Program and the MG James Ursano Scholarship Program for dependent children. Both scholarships provide financial assistance for students who are pursuing their first undergraduate degree.
The following individuals are eligible for assistance from Army Emergency Relief:
Soldiers on extended active duty and their dependents.
Members of the Reserve Components of the Army (National Guard under Title 10 authority and Army Reserve) who are on continuous active duty for more than 30 consecutive days and their eligible family members.
Soldiers retired from active duty because of longevity or physical disability or retired upon reaching age 60 (Reserve Components) and their eligible family members.
Widows, widowers and orphans of Soldiers who died while on active duty or after retirement as cited above.