Copy of tax returns, income certification, bank statements, property tax information, and completed application.
The property to be improved must be the applicant's principal residence and a residential, single-family dwelling deeded in the name of the applicant. Property taxes must be current. Applicant's household income cannot exceed established income limits.
Emergency/Priority Improvement Loans provide timely financing for the repair of a code violation or emergency condition that presents a health and safety hazard.
General Improvement Loans support the rehabilitation and improvement of residential properties; General Improvement Loan recipients are required to utilize a portion of their loan proceeds to correct code violations, if any, and to undertake lead-hazard remediation activities, if applicable. Remaining loan proceeds may be used for energy-related improvements and general property improvements.